In today’s growing litigious environment, employment practices claims against employers are on the rise. Employers face serious exposures in their day-to-day interactions with employees, and claims for sexual harassment, discrimination, wrongful termination, and other workplace torts are a serious threat that must be confronted by employers. The many costs associated with these types of claims can have a serious financial impact, even on large businesses.

Organizations need to keep a watchful eye out to avoid getting caught off guard by an Employment Practices Liability claim, because it’s possible that organizations can do everything right and still get sued. Employees or volunteers can file suits that may not make sense but are still expensive to defend.

An unprepared organization facing a suit for discrimination from a former employee may also be facing a loss of private funding or public support that could threaten the companies financial stability. If the organization is not financially strong at the outset of the claim, the cost of just defending the claim could shut it down for good. If these organizations have the proper insurance in place, they are more likely to survive such suits.

An application along with an employee handbook, details regarding prior claims and most recent financial statements are all that is required in order to obtain a prompt quotation.

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