Please visit our new website for the most current content.

Club Insurance Programs

Bollinger is the recognized leader in providing comprehensive insurance products and risk management service to the club industry. Our programs are specifically designed to cover the unique exposures of member-owned country clubs, as well as for semi-private and daily-fee courses, private tennis clubs and city clubs. First introduced in 1983, these programs have grown to over 900 insured around the country.  We have earned our excellent reputation by having knowledgeable underwriters, prompt service, competitive pricing and professional local claims and loss control services.

Bollinger Club Programs are sold and distributed across the country through independent agents.

Program Coverages

Property Casualty coverage includes comprehensive general liability, property, inland marine, auto, workers' compensation, liquor liability, pesticide liability, Directors and Officers and Excess coverage. Depending upon the lines of coverage, limits of up to $50,000,000 are available.

Benefits Programs coverage includes group and life, medical, disability, dental and prescriptive drug plans as well as a host of pension plans including 401K plans for non-profit clubs.

Club Insurance Program Enhancements

Since its inception in 1983, our Country Club Insurance Program has continually improved. Today, we are excited to announce new enhancements that will be offered without charge and some new options that will be available at modest additional premiums.

• Premium audits for General Liability and Liquor Liability are waived.

• Our definition of Golf Holes includes cut and maintained roughs.

• Up to a $6,000,000 limit is available for Pesticide coverage.

• Our new Directors and Officers Policy (including Employment Practices Liability) for non-profit clubs will no longer include a loss co-payment endorsement. There will not be a deductible for the Directors and Officers liability except where required by State Insurance Regulations. The Policy will have deductible options for Employment Practices Liability. Our Excess/Umbrella Coverage remains follow form.

• Wind coverage for trees is an available option.

• Limited Optional Flood Coverage is now available for the golf course itself. Real property is covered under other flood policy options.

• "Club Professional Replacement Expense" is another new enhancement added to the policy that will reimburse the club up to $50,000 in incurred expenses to recruit and hire a new professional when the named incumbent professional’s services are permanently lost because of death or a disabling accident.

• Bollinger encourages the use of Automatic External Defibrillators. Once a club advises they have employees that are certified in the use of A.E.D.s, Bollinger will delete the exclusion for Professional Malpractice.

 Additional Services

Consulting, technical seminars, appraisal programs, risk management service and the publishing of monthly Safety Bulletins.

All of our companies carry an "Excellent" rating or better from A.M. Best's.