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Personal Perspective Newsletter

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Personal Insurance Automobile, Homeowners and more "book." Available - in MS WORD, (51 pages) or in HTML.

 

Real Cases - Real Awards

A young child and his friend were playing with a pellet gun.  They thought it was empty.  The friend was injured and was awarded $500,000.  The homeowners liability limit was only $300,000.  Uninsured loss $200,000.

A pedestrian was jay walking.  The road was icy.  The insured hit the brakes but could not avoid the pedestrian.  Settlement was $295,000.  The insured's auto policy covered $100,000 bodily injury each person.  Uninsured loss $195,000

We could tell you more... dog bites, trip and falls and serious automobile accidents.  Don't let it happen to you.  Protect your family today.  Call and ask about Personal Excess Liability Coverage.

Anyone Can Be Sued

No matter how careful you are, a sudden accident could make you the target of a potentially devastating lawsuit.  Would you have the resources to pay for one of those multimillion dollar jury awards that have become so common today?

The truth is, there is no reason for a large court settlement to jeopardize your financial security.  That's because there is an easy, low-cost way to obtain the level of protection you need in an age of high jury awards.

Insurance That Works To Give You Much More Protection

Personal excess insurance is designed to protect you and your family by increasing your liability coverage beyond what your homeowners, automobile, and boat owners policies provide.

For just a fraction of the basic policy cost, personal liability coverage can be increased with a limit of $1million to $10 million dollars.

While you may feel fully covered with your current policies, even the best policies have maximum limits they will pay.

Call us Today For This Valuable Protection

Bodily Injury Liability Protection provides coverage if you are named in a lawsuit arising from accidental injuries to another person.

Coverage For Property Damage Protection protects you financially for accidentally damaging someone else's property.

Personal Injury Protection
provides coverage for unintentional libel, slander, defamation of character, invasion of privacy and false arrest.

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