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Broaden Your Horizons

Add dental benefits to your Horizon Blue Cross Blue Shield of New Jersey medical plan.

Exceptional Savings

The Horizon Dental Companion and Horizon Basic Dental Companion plans cover eligible diagnostic services including exams and preventive treatment such as cleanings at no out-of-pocket cost to your employees when they use a dentist in the Horizon Dental PPO network of more than 2,700 dentists.  The Horizon Dental Companion Plan also provides 100 percent coverage for selected eligible services such as amalgam fillings, full mouth X-rays and space maintainers.

In addition, customers receive the benefits of the negotiated, reduced fees for eligible major and specialty services such as crowns, bridges, dentures and periodontics with no deductibles and no benefit maximums draining your employees' wallets.

Members have the advantage of access to reduced fees for eligible services not covered in their plan.  For services not covered in their plan, members pay the participating dentist the Horizon Dental PPO Plan fee for these services.  There is no balance billing.

Compare the Savings

The average family of four can save on out-of-pocket costs for eligible major dental services when using a dentist in the Horizon Dental PPO network.   For example, the typical cost of a full mouth X-ray is $63.

The out-of-pocket expense would be:

$0 with the Horizon Dental Companion Plan
$40 per person or $160 for the family with the Horizon Basic Dental Companion Plan

Members receive the lowest fees available to customers from participating dentists for other eligible services.  Members must use the Horizon Dental PPO network of dentists for their benefits.

The Horizon Dental Companion and Horizon Basic Dental Companion plans save your employees money on out-of-pocket dental costs.

Service You Pay Typical Charge* You Save
     Deductible $0 N/A N/A
     Benefit Maximum $0 N/A N/A
     Examination $0 $25 $25
     Cleanings -      
          Children $0 $33 $33
          Adults $0 $50 $50
Horizon Dental Companion Plan      
     Bitewing X-rays (4 films) $0 $31 $31
     Full Mouth X-ray $0 $63 $63
     Filling - Amalgam (3 surface) $0 $93 $93
Horizon Basic Dental Companion Plan      
     Bitewing X-rays (4 films) $14 $31 $17
     Full Mouth X-ray $40 $63 $23
     Filling - Amalgam (3 surface) $64 $93 $29
*Dental fee schedule adopted by the New Jersey Department of Banking and Insurance (8/96) under the New Jersey Automobile Reparation Reform Act.  Actual charges will vary. This is a brief description of covered services.  Horizon reserves the right to change fees once per contract year with 30 days notice.
To be eligible for benefits, services must be rendered by a Horizon Blue Cross Blue Shield of New Jersey participating Dental PPO dental practitioner. The Horizon Dental Companion Plan and Horizon Basic Dental Companion Plan are available only to those employers who also offer a Horizon Blue Cross Blue Shield of New Jersey medical plan.

Increase Employee Satisfaction

Surveys show that employees and their families rate dental benefits highly.  In a competitive market, you can improve employee satisfaction without breaking your budget.  With more than 2,700 participating dentists, there's sure to be a dentist for you and all your employees.

Have Confidence

Horizon Blue Cross Blue Shield of New Jersey takes great care in selecting participating dentists.   They credential and review all of the 2,700 participating dentists before accepting them into the program.

With more than 700,000 dental customers, Horizon provides the experience and expertise you expect from the leader in health care benefits.

Make the Smart Choice

If you have chosen or would like to purchase a Horizon Blue Cross Blue Shield of New Jersey medical program for your employees, add the dental coverage to their benefits.  They designed the Horizon Dental Companion plans for companies that value their employees' well-being and encourage preventive care as part of their benefits strategy.

Please contact us with any questions.

Click here to download an application and FAQ's (PDF file, 108k)

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